Many businesses over the last couple of years have benefitted from various forms of government financing – whether it be the furlough scheme, the CBILS loan or the grants handed out by local councils.

Now these schemes have closed it is more important than ever that you keep a close eye on your cash flow.

Employment (with the increase in National Insurance and pressure to increase wages) and fuel costs are set to rise and with them the general costs of doing business. Make sure you have a clear understanding of your business’s cash flow so you can plan to mitigate any negative effects.