Something to think about in August

With summer here our spirits lift and we are more buoyant. So this is probably the time to think about the future.

It is always best to plan when you are feeling good because you will focus on the positive steps you can take to achieve your goals rather than on the negatives.

You are also likely to be spending more time outdoors which promotes creative thinking – also a must if you are planning for your future.

Remember you are more likely to achieve your goals if you know what they are and plan how you can 

reach them.